SAVE MONEY IN 2021 WITH THIS SIMPLE AND FOOLPROOF JOURNAL________'Experts claim it could help some people cut spending by up to 35%' Mail OnlinePeople in Japan are masters of minimal living, able to make do with less in all aspects of life, whether it's de-cluttering personal belongings or savvy seasonal cooking.But at the heart of all this is the kakeibo: the budgeting journal used to set saving goals and spend wisely. It's simple: at the beginning of each month you sit down with your kakeibo and think about how much you would like to save and what you will need to do in order to reach your goal.There is space to jot down your weekly spending and reflect on the month just gone.A kakeibo ensures helps make saving a part of your everyday life, while also giving you the opportunity to reflect and improve every month. Get a grip on your spending and start to achieve your goals, by finding ways to save for the things that really matter in your life. Don't give up what you want most for what you want now . . . This is the Japanese Journal that puts more money in YOUR pocket every month. 'The simple art of keeping track of your finances . . . this is about being financially mindful rather than letting a gadget do the thinking for you' The Sunday Times